What Medical Conditions Qualify for Disability Benefits in Ontario?

What Medical Conditions Qualify for Disability Benefits in Ontario

Whether you purchased long-term disability insurance from an insurer or if it’s included as part of a compensation package from your employer, it’s important to understand what medical conditions qualify for disability benefits in Ontario. Qualifying for ODSP can be complex since there are many conditions that could potentially qualify, but there are also some limitations that you should be aware of. 

Here’s what you need to know when filing a claim. In addition, we’ll list out in a quick-fire manner all the specific medical conditions that may qualify, depending on your circumstances.

The Most Important Factors Required to Qualify

No matter what medical condition you have, qualifying for disability benefits in Ontario is primarily based on the degree of the disability and how severe the level of impairment is. If it has rendered you unable to perform your job or any that you could qualify for, then your chances are much greater at receiving ODSP. 

It’s also important to make sure that your condition meets the requirements spelled out in your specific policy. Different insurers may have different descriptions of what constitutes a short or long-term disability. This is why it’s imperative to always consult with a lawyer to understand your rights and what you are entitled to.

Medical Conditions that Qualify for Disability Benefits in Ontario

There is an extensive list of conditions that your insurer could accept and cover in your policy. Here is a breakdown of the categories and medical conditions that can typically qualify for ODSP:

Psychological Disorders

  • Depression
  • Chronic anxiety
  • Bipolar disorder
  • Drug addiction
  • Autism
  • PTSD
  • Schizophrenia
  • Agoraphobia
  • Panic attacks
  • Borderline personality disorder

Musculoskeletal Conditions

  • Arthritis
  • Scoliosis
  • Carpal tunnel syndrome
  • Back pain
  • Amputations
  • Spinal disorders
  • Degenerative joint disease
  • Fractured bones
  • Fibromyalgia

Cardiovascular Conditions

  • Heart failure
  • Deep vein thrombosis, pulmonary embolism
  • Recurrent arrhythmias
  • Heart muscle disease
  • Peripheral vascular disease
  • Most severe vascular diseases

Respiratory Conditions

  • Asthma
  • Chronic lung infections
  • Lung cancer
  • Influenza
  • Cystic fibrosis
  • Pneumoconiosis
  • Pleural effusion
  • Acute respiratory distress syndrome
  • Chronic restrictive ventilatory disease
  • Chronic obstructive pulmonary disease
  • Bronchiectasis
  • Sarcoidosis

Nervous System Disorders

  • Epilepsy
  • Cerebral palsy
  • Multiple sclerosis
  • Stroke
  • Traumatic brain injuries
  • Alzheimer’s disease
  • Seizure disorder
  • Paralysis
  • Parkinson’s disease
  • Bell’s palsy

Digestive System Disorders

  • Colitis
  • Irritable bowel syndrome
  • Crohn’s disease
  • Kidney failure
  • Inflammatory bowel disease
  • Cirrhosis
  • Wilson’s disease
  • Hernia
  • Gastroparesis
  • Short bowel syndrome

Just because your medical condition falls under an acceptable condition listed above, it doesn’t mean you will get the compensation that’s available to you. There are many complexities involved in applying for disability benefits. That’s why having a legal expert by your side is crucial to help you navigate through this process accurately so you can get the benefits you are entitled to. Contact us today at Ontario Injured to consult with one of our lawyers who will fight for your rights.

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