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Understanding Motor Vehicle Accident Compensation

Motor vehicle accident

When you suffer an injury as a result of a motor vehicle accident, you may be entitled to compensation. In Ontario, there are two forms of compensation – Statutory Accident Benefits and compensation for losses. Remember to always consult a lawyer immediately following a motor vehicle accident to begin the process of recovering benefits and compensation. Here is an explanation of these sources for potential compensation:

Statutory Accident Benefits

Statutory Accident Benefits are provided to any Ontarian injured in a motor vehicle accident. These benefits are paid by your insurance company and they are meant to help cover expenses related to your injuries, pay for your care during recovery, and replace your income if you must miss work for any period of time.

Statutory Accident Benefits include weekly income replacement, supplemental help for medical and rehabilitation expenses, funeral and death benefits, and non-earner benefits for students and other people who do not qualify for income replacement benefits.


In addition to the Statutory Accident Benefits paid by your insurance company by law in the province of Ontario, you may also be entitled to compensation for losses suffered as a result of a motor vehicle accident. In this case, you can sue the party or parties responsible for your injury and the losses that you suffered because of their actions or negligence.

You may be entitled to compensation for any pain and suffering that you endured. If the injures caused you to lose some enjoyment of life or amenities, you may also be due compensation. You can also sue the responsible parties for loss of income to account for any work time you had to miss recovering from your injuries.

If the accident caused you to require expenses for future care, you can sue to recover compensation. Finally, you are eligible to sue for any other related out of pocket expenses that you have incurred as a result of the motor vehicle accident.

In addition to claims that you are eligible to make as a victim of a motor vehicle accident, your family members may also be entitled to compensation of any losses they have experienced.

If you have suffered an injury due to a motor vehicle accident, contact Ontario Injury Lawyers today for a free no-obligation consultation. Find out how our personal injury lawyers protect your legal rights and fight to get you the compensation you deserve.